Within three business days after your signed application, we will give you a good faith estimate of your closing costs. You'll also get a statement that shows your estimated monthly payment, the cost of your finance charges and other facts about your mortgage.

Stay in touch with us to speed up the application process. One way to speed up the process is to pay for your mortgage appraisal via credit card. This will allow us to immediately order the appraisal and start to coordinate schedules with you. Some home buyers find the closing process to be one of the most intimidating aspects of buying a home because it's so unfamiliar. If so, ask us what to expect at your closing.

Once you receive your approval, and you're waiting to close on the sale of the home, don't go on a shopping spree. The mortgage lender may do a final check of your credit report or bank accounts to make sure you're not assuming more debt or spending your cash reserves.