Four Simple Steps

1. Find the best loan option for you. Search different loan options with your mortgage loan consultant to determine the right loan type for you. Depending on your financial goals for the loan, we will find a loan with the lowest rate, the fastest equity growth, or the lowest down payment. Regardless of the selected loan option, we will provide you with a competitive interest rate and guarantee your closing costs.
2. Receive your loan pre-approval. Get a loan decision quickly based on your initial application and your credit report. Once you receive your pre-approval, your initial application package will be sent to you via email. This package will includng your Good Faith Estimate, Truth in Lending and a Rate Lock Confirmation, if applicable.
3. We quickly process your loan file. Order your appraisal via credit card to expedite the process. We verify information from your application and order all necessary closing and title paperwork.
4. Close your loan. Choose a location for closing that is convenient for you, even at your work or home. The title officer will be present at the signing to answer any questions you may have.

Your Mortgage Loan Consultant

During the entire process, you may contact your mortgage loan consultant with any questions you have about the loan process. In addition, a mortgage coordinator is assigned to your account to assure that all processing, underwriting, and closing items are managed efficiently. At closing, we will ask you for your honest feedback about the level of service we provided to you during the loan process. Your comments and ideas help us to continually improve the level of service we provide to our customers.